Our Membership Account is the key to unlocking your membership with the National Fire Savers and gives you access to all the products and services that are available to our members.

It acts as a deposit account and gives you instant access to your savings. It is also the most flexible and easily accessible and it will remain yours throughout your membership with us. It will enable you to have a vote at our Annual General Meeting so as a member, you are able to have a say on how we are run.

At a Glance:

Exclusive membership for serving and retired firefighters and fire service staff;

Earn a dividend on your savings;

Once a member always a member - even if you leave your brigade;

Save directly from payroll (or standing order if not available in your brigade). There is no minimum or maximum monthly savings contribution;

Savings are used to calculate and secure any borrowing;

100% of your savings are covered by the Financial Services Compensation Scheme;

Withdrawals made directly to your nominated bank or building society account;

Online access to accounts;

One-off joining fee (£5).

The maximum share balance for each member, as a combined total across the Membership, Savings Plus and Christmas Club accounts, is £35,000.

To open an account apply online today.


Savings in your Membership Account are used to calculate (and act as security) for any loans you may take from the credit union. When you take out a loan with the credit union, we may attach your savings as security against the loan until the loan is repaid. How much of your shares must remain in the credit union is dependent on the loan policy in place at the time of share withdrawal application; not the policy in place when applying for a loan. Our loan policy is subject to change at any time.