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Seasonal Loan

Holiday Loan 

Whether you are planning to go on holiday, have a staycation or a weekend break, members can now borrow at an interest rate as low as 4%. 



Have been a member for at least 3 months and saved consecutively via payroll or standing order.

Have not had any payment breaks or reduced payments within the last 12 months

Have not had a top-up or new loan within the last 6 months

Have not missed any payments or been more than 7 days lates with any loan repayments in the last 12 months

Have no active stipulation on your account



Loan amount: £1,000 - £5,000

Interest rate: 4.1% APR

Term: 24 months maximum

Loan top-up: Yes (not within 6 months)

Have not missed, or been more than 7 days late with, any loan payments in the last 12 months

Have received no other loans or top-ups within the last 6 months 

Have not had a payment break 

If the total loan amount exceeds £7,500 exposure (difference between loan and shares), a credit check will be carried out on your application


Log in to your member account to apply online today.





Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.213995)