Christmas is an expensive time of the year and if you pay for it on a credit card, store card or by borrowing from a High Street loan provider or Pay Day loan company, you could end up paying a great deal extra in interest charges. By saving in advance you can avoid these extra costs. Our Christmas Club is open to all our members to help you plan and prepare for those Christmas expenses. You can either allocate a portion of your current contribution, or increase your contributions to cover the amount you want to go towards the Christmas Club. Saving a small amount each pay day soon adds up. Just think how handy it would be to have an extra £200 to go towards Christmas. By saving only £20 a month between January and November that could be the case!

At a Glance:

Open with a minimum balance of £1;

Make one off payments or save regularly up to a maximum of £1,000;

Savings are not attached to any loans so can be withdrawn at any time;

Not just for Christmas! If you’d prefer to save for some other occasion that’s OK too;

100% of your savings are covered by the Financial Services Compensation Scheme;

Withdrawals made directly to your nominated bank or building society account;

Withdrawals transferred/processed usually the same or the next working day;

Online access to accounts.

The maximum share balance for each member, as a combined total across the Membership, Savings Plus and Christmas Club accounts, is £35,000.

To open a credit union account please contact us or apply online. If you are already a member and would like to join our Christmas Club, please contact our office. Please note that our Christmas Club does not qualify for any dividend payments.