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Using the National Fire Savers Credit Union is the affordable and accessible way to borrow money. At the National Fire Savers we specialise in small to medium size loans (typically less than £20,000) over short periods (no more than five years) as this is where people often find it hard to get credit at affordable rates.

We do not credit check our loan applications* and currently have a 98% approval rate.

Many large financial institutions advertise jaw-dropping, low interest rates but often these aren’t available on small loans, and those companies who do offer smaller value loans (such as payday loans) can charge very high interest rates.

We have a range of loan products designed to meet your needs; there are no arrangement fees for any of our loans and no penalties for early repayment. We do not add the interest at the start of the loan term which means repaying early actually saves you money!

Our loan policy changes from time-to-time to reflect the needs of our members and the credit union as a whole. If you are planning on borrowing from us, please contact us to discuss your requirements.

*The credit committee reserve the right to request a credit check depending on a member's circumstances.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.213995)